Author name: Lawrence Muriuki

Debt is often viewed with caution, yet it remains an essential part of financial growth for both individuals and businesses. When managed responsibly, it can unlock opportunities for investment and stability but without the right approach, it can quickly become a burden. This article shares insights on the importance of effective debt management, and why

A negative credit rating has far-reaching effects. It restricts access to future credit and may adversely affect employment prospects, tenancy applications, and other financial engagements. Click here to download.